Institutional demand for XRP is intensifying fast . Spot ETFs are emerging, buying XRP and locking it in custody. This could shrink the available supply and push the price sharply higher. In a recent post, Arthur put forward a powerful case. He analyzed Canary Capital’s first-week holdings of 138,582,415 XRP, worth approximately $281.8 million, and projected major inflows from large institutional managers. Arthur’s model suggests a scenario where Franklin Templeton, Grayscale, Bitwise, and 21Shares allocate heavily — potentially absorbing 4–5 billion XRP into ETFs. Institutional Demand Surge According to a recent report , the SEC has approved the Franklin Templeton XRP ETF. Franklin Templeton, an asset manager with over $1.5 trillion under management, has updated its S-1 filing for a spot XRP ETF. The firm removed delaying regulatory language, signaling a fast-track launch. CoinDesk also reports that this ETF would custody XRP via Coinbase Trust and use the CME CF XRP-USD benchmark. $XRP could be catapulted to $5 by EOY Canary Capital XRP ETF (Week 1): 138,582,415 XRP held $281.8 M in AUM Already ~0.24 % of total XRP supply locked Now, add : Franklin Templeton ($1.5 T AUM) Grayscale ($30 B AUM) Bitwise ($2.5 B AUM) 21Shares ($5 B AUM) Conservative… — Arthur (@XrpArthur) November 20, 2025 Meanwhile, major issuers such as Bitwise and 21Shares are also readying their spot XRP ETFs. This concentration of big-name managers raises the odds of sustained, large-scale inflows. XRP Supply Dynamics XRP’s total supply sits at 100 billion tokens, but far fewer are truly tradable on exchanges. Arthur’s thesis hinges on ETF accumulation removing tokens from active markets, thereby reducing exchange-liquid supply. As a result, trading depth in secondary markets could tighten significantly. With several billion XRP potentially locked in ETF trusts, the liquid XRP pool available for retail and exchange trading may shrink dramatically. This shift could create a structural supply squeeze, intensifying the upward price pressure. Price Models and Scenarios Arthur’s model sets up three potential outcomes. In the base case — assuming steady ETF inflows and normal retail activity — he projects XRP might reach $3.20 by year-end. If major institutions fully participate, the price could rise to $5.00 , according to his optimistic scenario. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 He also models an extreme bull case: if macro liquidity remains favorable, ETF flows accelerate, and exchange withdrawals continue, XRP could go beyond $6. The model rests on the arithmetic of supply removal and sustained demand. Risks and Uncertainties Yet, this thesis is not without risks. ETFs are not guaranteed inflows: redemptions could hurt. Institutional trustees carry counterparty risk. A broad crypto market downturn might shorten investors’ risk appetite. Furthermore, Arthur’s numbers assume that Franklin Templeton, Grayscale, Bitwise, and 21Shares all allocate conservatively yet meaningfully. That requires firm conviction, regulatory clarity, and continuous flow. If any of them hesitate, the supply-lock argument weakens. In conclusion, the ETF era could fundamentally reshape XRP’s market structure. Arthur’s detailed analysis makes it clear: billions of XRP may leave circulation if asset managers like Franklin Templeton, Grayscale, Bitwise, and 21Shares join Canary Capital in accumulating. That supply compression, in turn, could drive the price toward $5 by year-end. While uncertainties remain, the structural case is now sharper — and more real — than many may have expected. Disclaimer: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Analyst Projects XRP Price at Year-End appeared first on Times Tabloid .
