A recently circulated excerpt highlights a critical detail about Ripple’s long-term vision for the financial sector, shedding light on the company’s integrated approach involving its digital asset XRP and the Interledger Protocol (ILP). The quote, shared by Crypto Researcher SMQKE, is taken from a document discussing Ripple’s collaboration with banks and its roadmap for transforming international payments infrastructure. The most notable statement comes from Ripple executive Vias, who clearly outlines the company’s intended direction. He is quoted as saying, “In the most elegant end-state of our solution, Ripple, ILP, and XRP work seamlessly together.” This confirms that the ideal structure for Ripple’s payment system involves the simultaneous use of its proprietary software, the Interledger Protocol for interoperability, and XRP for liquidity and settlement. RIPPLE’S IDEAL BANKING SOLUTION: INTERLEDGER PROTOCOL + XRP WORKING TOGETHER Read closely. “In the most elegant end-state of our solution, Ripple, ILP, and XRP work seamlessly together.” This is the ideal combination for banks adopting Ripple’s infrastructure. … https://t.co/shLyD5rR2L pic.twitter.com/cX0dwBPihr — SMQKE (@SMQKEDQG) June 5, 2025 Ripple’s Vision: Seamless Integration of ILP and XRP Ripple’s strategy centers on the coexistence of ILP and XRP within its infrastructure to enable banks to benefit from instant settlement and broad interoperability across networks. The statement made by Vias underscores that this is not just a short-term project, but a long-term architectural objective. Rather than presenting ILP or XRP as standalone solutions, Ripple promotes them as complementary components within a larger system that can address inefficiencies in cross-border banking . We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 Bank Engagement and XRP Trials The document includes references to Ripple’s collaboration with R3 and a group of 12 banks that used XRP in a controlled test environment. These tests allowed banks to simulate real-time settlement using digital assets. “We got 12 banks to hold a digital asset for the first time ever,” Vias stated, emphasizing the significance of the event. The experiment marked a breakthrough in digital asset adoption among banks and paved the way for further development and potential live deployments. According to another Ripple executive, Thomas, the company is now seeing growing interest from banks specifically regarding XRP. While the company has not yet confirmed a live pilot program using XRP for settlements, the internal sentiment reflects optimism about wider adoption. Compliance, Regulation, and the Road Ahead Despite progress on the technical side, Ripple continues to navigate regulatory complexities. Ramamurthi, cited in the document, notes the importance of handling compliance issues, particularly as they relate to digital currency. He emphasized the difficulty of answering regulatory concerns when leading innovation in the space. These challenges are relevant for Ripple as it works to replace correspondent banking models with blockchain-based alternatives. Ripple’s approach reflects a strategic balance—providing banks with software while simultaneously working to elevate XRP and ILP into core elements of the transaction process. By advancing through phased releases and securing regulatory clarity , Ripple aims to expand its infrastructure without disrupting the traditional banking environment too abruptly. This document offers a rare yet clear insight into Ripple’s ultimate goal for financial infrastructure: a system where its software, ILP, and XRP work in harmony to deliver efficient, scalable, and regulatory-compliant cross-border payments. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post New Document: Ripple, Interledger Protocol, and XRP Work Together appeared first on Times Tabloid .
