Prominent XRP proponent, Digital Asset Investor (@digitalassetbuy), recently shared his views on the balance between yield and safety. He stated, “In some of the current offerings we’ve seen 8-10% yields on XRP.” While such yields appear attractive, his priority remains security. He added that he would trade up to 5% of that yield for an insurance policy to insure his tokens against loss with a major insurance company, such as Lloyds of London. This approach emphasizes security over maximum yield. Instead of pursuing the highest return possible, the focus shifts to sustainable income backed by institutional participation . XRP Yield In some of the current offerings we've seen 8-10% yields on XRP. I'll trade 3-5% of that yield for an insurance policy insuring my XRP against loss with a major insurance company like @LloydsofLondon I'm sitting on the sidelines keeping my XRP safe for now. Chat GPT… pic.twitter.com/kMRmqhDASm — Digital Asset Investor (@digitalassetbuy) September 25, 2025 The Search for Sustainable Returns Throughout financial history, investors have been promised high yields that often proved unsustainable. From Charles Ponzi’s 50% return promises in 1920 to Bernie Madoff’s “consistent” 10 to 12% returns, many schemes ended in collapse. Even in modern times, dotcom stocks, subprime mortgage products, and crypto lending platforms offered double-digit returns that led to massive losses when the risks were revealed. The record shows that outsized yields without sufficient protection tend to collapse sooner or later. This background makes the conversation around XRP yield an important one. With current offerings within 8% and 10%, many holders are weighing the potential benefits and the risks of committing their assets. The challenge for investors is not only finding returns but ensuring that those returns are safeguarded. Digital Asset Investor noted that he would rather sit on the sidelines and keep his XRP safe rather than lose it to shady investments due to high yields. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Why It Matters for XRP Digital Asset Investor’s position reflects lessons from past financial failures. The image he shared highlights how high-yield products have often collapsed, from Charles Ponzi’s 50% promises to Bernie Madoff’s 10 to 12% fraud and the more recent downfall of crypto lending platforms offering 12 to 20%. These schemes ultimately resulted in huge losses and crises for investors. Rather than chasing similar risky returns, he stated that he would let some of that profit go towards an insurance policy, demonstrating a more mature investment approach that many in the community share, one that focuses on sustainable growth and avoiding the same mistakes behind previous financial collapses. A Step Toward Mainstream Confidence The discussion around insurance in connection with XRP yield offerings reflects a critical step in bridging the gap between digital assets and traditional finance. If major insurers become active in this space, it could give investors additional confidence and attract larger pools of capital. This would strengthen XRP’s reputation and help support long-term adoption and growth . Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Pundit: I’m Sitting on Sidelines Keeping My XRP Safe appeared first on Times Tabloid .
