The crypto market is entering another turning point. Prices are volatile, and traders are cautious. The crypto fear and greed index shows mixed emotions, with many waiting for a new opportunity. Analysts are now turning their focus to DeFi tokens still trading under $1. Among these, one project is gaining strong attention for its structure and timing — Mutuum Finance (MUTM) . A DeFi project building real utility Mutuum Finance (MUTM) is building a lending and borrowing system that blends flexibility and safety. It offers two options for users. The Peer-to-Contract (P2C) model will let lenders deposit into audited smart contracts. In return, they will receive mtTokens that track their share of the pool. The Peer-to-Peer (P2P) model will connect users directly, allowing them to set their own loan terms. This dual design will help Mutuum Finance (MUTM) grow across DeFi networks. It will also allow users to use mtTokens as collateral or stake them for extra rewards. Every action — lending, borrowing, or staking — will generate activity that supports the MUTM token. Analysts see this as a strong base for long-term growth. The presale is now in Phase 6, with a token price of $0.035. Over 60% of tokens from this phase are already sold. The next stage, Phase 7, will start at $0.040, a 15% increase. So far, Mutuum Finance (MUTM) has raised around $16.88 million and attracted more than 16,800 holders. The total supply stands at 4 billion tokens, showing both scale and scarcity. Why analysts expect a breakout Analysts point to three reasons for Mutuum Finance (MUTM)’s growing appeal. First is its buy-and-distribute system. The platform will use part of its revenue to buy MUTM tokens from the market. These tokens will then go to the mtToken stakers as rewards. This process will create constant buying pressure. The second reason is the beta launch before exchange listings. Users will test the main features early, such as lending, borrowing, and staking. This will help build trust and attract new users ahead of trading. It also gives Mutuum Finance (MUTM) real activity before launch, something few presale tokens achieve. Third is its focus on liquidity and security. The project has completed a CertiK audit, scoring high on both TokenScan and Skynet evaluations. It has also set up a $50,000 bug bounty and a $100,000 giveaway to engage the community and reward participants. These steps show a serious commitment to safety and transparency — two things investors value when investing in crypto. Mutuum Finance (MUTM) is also expected to pursue listings on top exchanges like Binance and MEXC after launch. These listings will expand global access, boost liquidity, and strengthen investor confidence. An early investor who joined in Phase 3 at $0.02 already sees about 70% paper gains at the current presale price. With a planned listing target of $0.06, many expect this growth trend to continue as the platform launches and new buyers enter the market. Mutuum Finance (MUTM) also plans to introduce Enhanced Collateral Efficiency, a feature that allows users to borrow more safely with correlated assets. This will increase borrowing capacity and transaction volume without adding extra risk. Combined with its restricted collateral mode, the project will maintain stability even as it grows. These functions are part of a larger goal: to build a self-sustaining DeFi system that rewards activity and keeps liquidity flowing. Analysts believe this combination of steady revenue, staker rewards, and reserve growth will help MUTM outperform most tokens trading under $1 today. Retail traders are now paying close attention. Many see Mutuum Finance (MUTM) as a safer way to enter DeFi while prices remain low. In a market where large coins like Ethereum (ETH) and Bitcoin (BTC) often move slowly, smaller tokens with strong fundamentals are where investors expect faster returns. The timing adds to the excitement. With over half of Phase 6 tokens already sold and the next price jump ahead, this presale phase is becoming a short window for early buyers. Once the project lists, liquidity and visibility will likely grow sharply, bringing in a wave of new participants. Mutuum Finance (MUTM) combines working DeFi mechanics, an audited structure, and a transparent presale. For traders watching the crypto fear and greed index and waiting for their next move, this project offers a rare mix of safety and opportunity. As analysts continue to study the top undervalued assets, many agree that the next crypto to explode will come from DeFi — and right now, Mutuum Finance (MUTM) stands at the front of that conversation. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post Analysts say the next crypto to explode is likely a DeFi token trading well under $1 right now appeared first on Invezz
