The crypto world is buzzing with excitement as the GENIUS Act has been passed, and a newly surfaced document shows its impact could reach far beyond stablecoins. While the law is designed to regulate USD-backed tokens like RLUSD, its provisions could also shape the future of XRP by boosting adoption, increasing utility, and improving its regulatory position within the U.S. financial system. SMQKE (@SMQKEDQG), a well-known crypto researcher, highlighted this shift, noting that RLUSD has gained credibility through this Act, and XRP’s utility has increased. These claims are supported by excerpts from a policy analysis document outlining how the GENIUS Act’s mechanisms could drive adoption and reshape institutional sentiment. Institutional Legitimacy for RLUSD Under the GENIUS Act , stablecoins must adhere to stringent reserve, audit, and licensing requirements. RLUSD is expected to meet these standards, and while these rules have raised questions about decentralization and anonymity, the document SMQKE shared revealed that Regulatory compliance could enhance RLUSD’s credibility, potentially driving increased institutional adoption.” This is a critical development, particularly as large financial players evaluate which digital assets they can legally integrate into payment flows. The GENIUS Act Passed — Document Reveals What It Means for RLUSD and XRP • RLUSD Gains Credibility The new law requires stablecoins to meet strict reserve and audit standards. RLUSD is expected to comply, making it more attractive to institutions. • XRP Utility… pic.twitter.com/2DxDFWE15c — SMQKE (@SMQKEDQG) June 17, 2025 Expansion of XRP’s Use Case Since RLUSD operates directly on the XRP Ledger (XRPL), every transaction involving the stablecoin includes a small XRP-denominated fee. These fees are burned, and this deflationary mechanism , combined with growing RLUSD activity, suggests rising XRP utility. The document affirms that RLUSD’s adoption could lead to “heightened demand for XRP.” Moreover, RLUSD’s role in remittances and cross-border payments positions XRP as a bridge asset for liquidity provision, particularly in systems requiring real-time settlement and transparency. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Clarity in a Gray Area Though XRP is not a stablecoin, its integration within a regulated framework under the GENIUS Act could influence its regulatory classification. The document notes that if the Act “sets a precedent for digital asset classification and oversight.” This implies that XRP could more easily be recognized as the utility token it is. Competing With CBDCs Another important point is how the digital assets could position themselves against central bank digital currencies (CBDCs). The document revealed that the GENIUS Act levels the playing field by formalizing stablecoin integration into financial systems. Donald Trump banned the creation of CBDCs when he entered office, but SMQKE has previously shared documents revealing how RLUSD could become a synthetic CBDC . The document noted that the GENIUS Act makes the integration of XRP and RLUSD into financial systems easier. The U.S. government under Trump has once again given the crypto market an avenue for growth. For RLUSD and XRP, it could mark the beginning of a new phase in institutional adoption and growth. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post The GENIUS Act Passed: Document Reveals What It Means for RLUSD and XRP appeared first on Times Tabloid .
