A section of the U.S. tax policy draft has caught the attention of the pseudonymous Financial expert X Finance Bull, who believes it could mark an important step toward mainstream adoption of blockchain-based payments. The image of the document captioned in the post outlines the proposed treatment for small digital asset transactions. While technical in nature, X Finance Bull argues that its implications could reshape how regulated stablecoins and XRP fit into the evolving financial system. BOOM! $XRP just got handed a compliance cheat code U.S. tax draft removes capital gains under $200 for regulated stablecoins, perfect setup for $RLUSD as spendable cash With Ripple rails beneath it and XRP as bridge asset, this puts TradFi directly on crypto rails LFG! https://t.co/jDTUJot5RX pic.twitter.com/LPQJfnQrua — X Finance Bull (@Xfinancebull) December 21, 2025 The $200 Threshold for Stablecoin Transactions According to the draft language cited in the images, policymakers are considering a per-transaction de minimis threshold of $200 for regulated payment stablecoins. Under this framework, capital gains below that amount would not be recognized for tax purposes. The intent, as described in the explanatory note, is to eliminate the burden of tracking low-value gains arising from routine consumer payments, similar to existing treatment for small foreign currency transactions. X Finance Bull presents this as a practical compliance pathway that could remove one of the biggest obstacles to everyday crypto usage in the United States. He stresses that by simplifying tax treatment for small purchases, regulators would make it more feasible for stablecoins to function as true payment instruments rather than purely speculative assets. RLUSD and Ripple’s Payment Rails Building on this policy direction, X Finance Bull connects the proposal to RLUSD, Ripple’s regulated stablecoin . He argues that a framework designed specifically for compliant payment stablecoins creates an ideal environment for RLUSD to operate as a digital cash equivalent. In his view, this would allow consumers and institutions to transact on-chain while remaining within established regulatory boundaries. He further points to Ripple’s payment infrastructure as the foundation that could support this model. By providing the rails for settlement and liquidity, Ripple’s network, he suggests, enables traditional financial institutions to access blockchain technology without abandoning the structures they already rely on. XRP’s Role as a Bridge Asset Within this setup, X Finance Bull highlights XRP as the bridge asset that connects liquidity between different currencies and networks. Rather than focusing on market price, he emphasizes utility, arguing that XRP’s purpose in facilitating efficient transfers becomes more relevant as regulated stablecoins move across compliant rails. From his perspective, this positions XRP as a functional link between traditional finance and digital asset ecosystems. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Toward TradFi on Crypto Infrastructure The draft also references future regulations and guidance, including anti-abuse rules, recordkeeping standards, and treatment of mixed transactions. X Finance Bull interprets this as evidence that U.S. policymakers are laying the groundwork for a structured, long-term framework for digital payments. While acknowledging that the language remains under technical review, X Finance Bull frames the proposal as a signal that traditional finance may soon operate more directly on crypto infrastructure. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post XRP Just Got Handed a Compliance Cheat Code. Here’s the Latest appeared first on Times Tabloid .
