Versan Aljarrah, co-founder of Black Swan Capitalist, has emphasized the long-standing complementary relationship between XRP and XLM. In an article posted on X, Aljarrah explained that these digital assets share a unified goal: transforming the global financial system. While they pursue this mission differently, their roles are interdependent and equally vital to the future of finance. XRP: Connecting Traditional Finance to the Digital Age Aljarrah describes XRP as the bridge between traditional financial infrastructure and the tokenized economy. With its capacity for fast, low-cost, cross-border transactions, XRP is positioned to improve liquidity and scalability across financial systems. RippleNet, the enterprise-grade infrastructure built around XRP, connects banks and financial institutions through a compliant and open network. XRP also supports interoperability with other blockchain networks, positioning it as a key asset for institutions navigating the shift to digital finance. XLM: Advancing Financial Inclusion Globally In contrast, XLM is designed to bring financial services to the underbanked and unbanked . As the native asset of the Stellar network, XLM supports peer-to-peer payments, cross-border remittances, and the issuance of digital assets and stablecoins. Aljarrah pointed to Stellar’s partnerships with institutions such as the IMF and the United Nations as evidence of its commitment to inclusion. Projects like Starlink enable access to financial services in remote areas, making XLM a practical tool for everyday users worldwide. Ripple’s Investment in Stellar-Aligned Infrastructure Aljarrah highlighted Ripple’s involvement in strengthening the Stellar ecosystem through investments in SHX (Stronghold) and the VELO Protocol. Stronghold focuses on secure asset storage, while VELO enables decentralized borrowing and lending, increasing liquidity within the Stellar network. These efforts support both Ripple’s broader infrastructure goals and Stellar’s mission of financial empowerment. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 XRP as a Gateway to the Stellar Economy According to Aljarrah, XRP also functions as a liquidity gateway into the XLM ecosystem. Institutional funds often enter the digital space through XRP, which ensures liquidity and regulatory compliance. Once capital is onboarded, XLM takes over to enable efficient, small-scale transactions. This system creates a dual-tiered ecosystem where institutions and individuals can operate seamlessly. Aljarrah described the relationship between XRP and XLM as an infinite cycle. XRP provides liquidity for large-scale movements, while XLM ensures access at the individual level. He sees this structure aligning with the Bank for International Settlements’ vision for a two-tiered monetary system, where traditional and decentralized finance operate side by side. RLUSD and the Path to Tokenized Money Aljarrah also emphasized the importance of stablecoin regulation and the introduction of Ripple’s RLUSD. Pegged to the U.S. dollar, RLUSD represents a major step toward tokenized fiat. It provides a compliant, efficient model for integrating stablecoins into the global economy. With XRP facilitating the liquidity behind RLUSD, the foundation is being laid for a future where digital and fiat currencies coexist in a unified framework. Aljarrah concluded by reinforcing the need to understand XRP and XLM not as competitors but as cooperative forces reshaping finance. Together, they are building an inclusive, compliant, and efficient system for moving value across borders and between people. According to Aljarrah, repetition of these principles is essential—not to restate the obvious, but to ensure clarity as the financial system moves into its next phase. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post The Complementary Relationship Between XRP and Stellar (XLM) appeared first on Times Tabloid .
