Ripple (XRP) put its mark in crypto history in 2017, creating millionaires almost overnight with its meteoric rise. Fast-forward to 2025 and yet another token is following in its footsteps, underpinned by surging demand from investors and a presale mechanism designed to shoot the price up exponentially. Mutuum Finance (MUTM) is causing a stir with a $6,300,000 total presale raise so far for a lending protocol that combines real-world financial utility and aggressive tokenomics. And with Phase 4 live at $0.025 per token and 7,900 holders already secured overall, the project seems to have the momentum to repeat XRP’s billionaire-making history. Ripple’s Billionaire Legacy Ripple’s 2017 ascension stands as a key chapter in the lore of crypto, turning early believers into instant millionaires and billionaires. Its centrally controlled manner of facilitating cross-border payments, though, stands in stark contrast to the decentralized spirit of today. XRP’s legacy persists, but heavy dependence on institutional partnerships has made it susceptible to regulatory headwinds and market stagnation. There is an obvious divergence here, which indicates a critical shift in thinking: investors are now placing great importance to tokens that have tangible utility, mechanisms that pay passive income streams, and mechanisms that will ensure sustained long-term demand, and it is in this market sector that Mutuum Finance (MUTM) is carving its niche. Thundering Presale Momentum for Mutuum Finance Mutuum Finance (MUTM) is in the midst of Phase 4 of its 11-phase presale, selling tokens at $0.025. The project has received over $6.35 million in contributions, indicative of strong confidence in its lending model and tokenomics. The tiered nature of the presale ensures a 20% price increase to $0.03 when Phase 5 will start, guaranteeing instant returns for holders now. This means early buyers can pocket a whopping 140% profit at launch, when MUTM will list at $0.06. Analysts forecast a post-launch price jump to $3.50, representing a 13,900% increase versus the Phase 4 target as its revenue-based buy pressure and mtTokens’ compounding interest begins to take effect. MUTM, unlike speculative assets which to date have no inherent demand, Mutuum Finance integrates demand generation into its protocol. Part of fees on platform purchases into market automatically MUTM tokens and redistributes them to mtToken stakers This generates a cyclical buy pressure diverting sell offs and driving long-term holding. mtTokens represent deposited assets, such as ETH or DAI, that gain value over time through interest, letting users earn passive income without having to sell their holdings. Naturally, layered with over collateralized lending as well as p2p lending functionalities, this ecosystem will make MUTM a two-headed ungulate; An utility token with deflationary mechanics. Greater Security and Transparency Ahead The Mutuum Finance team is concluding a smart contract audit with CertiK, a milestone that should enhance investor confidence. Once the audit has been completed, the results will be made available through official social channels, underscoring the project’s commitment to security. This openness, combined with a $100,000 giveaway for early presale participants, elevates FOMO as Phase 4 is racing towards sell-out. The legacy of Ripple shows it is altcoins that can redefine wealth creation in an instant. Now that potential rings true with Mutuum Finance (MUTM), which combines DeFi versatility with a presale format designed to generate explosive ROI. Now the Phase 4 is running in the background, and there is a goal post-launch at $3.50, so the time to secure yourself the tokens at $0.025 is approaching. With CertiK verification on the horizon and exchange listings imminent, the path for MUTM resembles the early hotter days of XRP – but with a decentralized demand-driven twist. Act Before Phase 4 Closes The crypto market doesn’t often provide second chances. Mutuum Finance (MUTM) is the rare trifecta of low entry price, audited security, and algorithmic demand. Investors looking for the next billion-dollar-token can invest now — or sit back and watch from the sidelines as phase 5 activates the next moon mission in price. Go to the official Mutuum Finance site now and claim before a 20% increase. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.finance/ Linktree: https://linktr.ee/mutuumfinance Disclaimer: This is a sponsored press release for informational purposes only. It does not reflect the views of Times Tabloid, nor is it intended to be used as legal, tax, investment, or financial advice. Times Tabloid is not responsible for any financial losses. The post Ripple (XRP) Was the First Ever Altcoin to Create a Billionaire Within Months in 2017, But Here’s A Token Ready To Join The Club appeared first on Times Tabloid .
