The XRP Ledger is beginning to realize its foundational goal of supporting asset tokenization on a large scale. In 2025, the network has witnessed increased traction from institutions seeking to digitize real-world assets, and this trend could become a key factor in propelling XRP to a significantly higher valuation, potentially as high as $100 . Effect of Increased Institutional Adoption XRP’s price movement has historically been influenced by its utility in cross-border transactions, but tokenization may now represent a new growth catalyst. Analysts argue that as more institutions adopt XRPL to digitize real-world assets, such as real estate, private equity, or government bonds, XRP will be in greater demand to facilitate these transactions. Because XRP serves as a bridge asset on the ledger, large-scale tokenization may require institutional participants to hold substantial amounts of the cryptocurrency. This would effectively remove a portion of XRP’s circulating supply from open markets. As demand increases and accessible supply diminishes, market dynamics could shift in favour of higher prices. This scenario, grounded in classic supply and demand theory, suggests that if XRPL’s utility in tokenization continues to expand and institutions continue accumulating XRP, the resulting scarcity could put strong upward pressure on the token’s value. Technological Enhancements Supporting XRPL Tokenization To support these developments, Ripple has implemented multiple updates aimed at making XRPL more suitable for institutional use. In Q3 2024, Ripple introduced the Multi-Purpose Token (MPT) standard. MPTs are designed to function as hybrid tokens, offering both fungible and non-fungible characteristics. They also enable the inclusion of additional data, such as legal terms or asset-specific metadata, making them highly useful for financial institutions. Another critical upgrade came in October 2024, when XRPL integrated Decentralized Identity (DID) capabilities. This feature ensures that tokenized assets on the ledger can comply with regulatory frameworks, including Know Your Customer (KYC) and Anti-Money Laundering (AML) policies. These improvements are essential for attracting serious institutional participants seeking regulatory-compliant infrastructure for asset digitization. Practical Implementations Gaining Traction Several initiatives launched in 2025 reflect growing institutional interest in XRPL-based tokenization. One major example is a collaboration between the Dubai Land Department and the Dubai Future Foundation. This partnership resulted in a $16 billion real estate tokenization platform built on XRPL, allowing individuals to invest in property with as little as AED 2,000. The project has already attracted over 3,000 investors and offers reduced transaction costs. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 Other firms are also exploring the ledger’s capabilities. Aurum Equity Partners has introduced a $1 billion tokenized fund encompassing private equity and debt instruments, while Ripple’s partnership with Ondo Finance aims to bring tokenized U.S. Treasury products to XRPL. Ripple’s Chief Technology Officer, David Schwartz, has emphasized the growing role of XRPL in facilitating real-world asset tokenization. His remarks at the Apex 2023 developer summit affirmed that the network is increasingly being viewed as a reliable platform for institutional-grade projects. Market Limitations and Cautionary Notes While the long-term prospects appear promising, there are notable limitations to the idea that XRP could reach $100 in the near term. Such a valuation would imply a market capitalization of approximately $5.9 trillion, far exceeding the current total cryptocurrency market cap, which is around $3.33 trillion. For XRP to attain that value, the entire digital asset market would need to grow substantially. At present, the token is priced at $2.19. Achieving the $100 milestone would require a 4,466% increase, which analysts agree would only be plausible under conditions of explosive industry-wide growth and sustained institutional demand. The XRPL’s expanding role in tokenization and its technological upgrades have positioned it as a viable platform for institutional adoption. If demand continues to rise while the available XRP supply contracts due to increased holding by institutions, upward price movement could follow. However, reaching the $100 target would depend heavily on broader market growth and continued utility-driven adoption. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Here’s how XRP Could Hit $100 Price Milestone appeared first on Times Tabloid .
