The digital asset space is preparing for what many believe will be a landmark moment in global finance. July 14 is the date the Federal Reserve System is scheduled to transition from the current Fedwire Application Interface Manual (FAIM) to the ISO 20022 standard. Armando Pantoja, a well-respected figure in the cryptocurrency space, believes this move is good for XRP. He has pointed to what he thinks is a critical alignment between XRP and the incoming standards, suggesting the token is “built to thrive in this new era of finance.” Pantoja emphasized the ISO 20022 compliance of Ripple’s technology and noted that XRP is already being used in countries such as Japan , Brazil, the United States, and the UAE for cross-border settlements. Despite this, he notes that the asset remains undervalued, currently trading around $2. He predicts a significant price increase once ISO 20022 goes live, forecasting a potential range of $8 to $12 by the end of the year. $XRPs moment is near… July 14, thousands of banks transition to the ISO 20022. – XRP is already ISO 20022 compliant.⁰- Banks around the world are using XRP⁰- Institutions are filing $300M deals.⁰ But the price? Still quiet. #XRP is being 100% being suppressed…but that's… pic.twitter.com/rFUrOBOHAL — Armando Pantoja (@_TallGuyTycoon) June 6, 2025 Strategic Moves and Institutional Interest Further bolstering his position, Pantoja referenced a recent filing by Webus, a NASDAQ-listed FinTech company, which submitted an SEC Form C indicating its intention to purchase $300 million worth of XRP for a strategic reserve. He points to the market response, noting that Webus’ stock exploded more than 400%, while XRP’s price remained largely unaffected. This led him to argue that XRP is being artificially suppressed. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 This opinion about price suppression is not new in the XRP community, as market manipulation tactics often impact the asset’s price. However, Pantoja believes that this suppression cannot impact XRP’s value. Instead, such delays create a buildup of interest and energy around the token. He describes the process as a spring, gradually building up energy before an explosion. Regulatory History and Institutional Integration The video features commentary from other voices in the crypto space who highlight XRP’s history before regulatory scrutiny. One speaker noted that Ripple’s XRP was once the second-largest cryptocurrency before the SEC lawsuit. He also explained that Bank of America was conducting all internal transactions using Ripple’s system and that Ripple holds over 80 patents, linking to its institutional integration and intellectual property development. Timing and Expectations Ahead of the Transition With less than a month remaining before this major shift toward ISO 20022, analysts and retail investors alike are closely monitoring XRP’s behavior. XRP is trading at $2.18, up 3.54% in the last 24 hours. While the $8 to $12 range is unprecedented, a dominant role in global finance through ISO 20022 integration could help the asset reach this target. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post XRP Moment Is Near: July 14 Could Change Everything for XRP appeared first on Times Tabloid .
