Crypto prices today show traders moving fast toward early-stage tokens with real fundamentals. Bitcoin and Ethereum are holding firm, but investors are now seeking higher multipliers in DeFi. Analysts are turning their attention to Mutuum Finance (MUTM) , a presale project that is gaining attention for its strong mechanics and growth plan. Some forecasts place its upside near 1,200% as new buyers enter before the next price jump. While others debate whether crypto is a good investment right now, early entrants are acting on what they see as the next major breakout below $0.05. Dual lending and product primer Mutuum Finance (MUTM) is in Phase 6 of its presale. The total supply is 4B tokens. So far, it has raised about $16.9 million, with more than 16,800 holders already joining. The current price is $0.035, and about 60% of this phase is sold out. Once it moves to Phase 7, the price will increase by 15% to $0.040. With this pace, entry at $0.035 is closing fast. The project has already received a CertiK audit using Manual and Static Analysis, scoring 90.00 on TokenScan and 79.00 on Skynet. Mutuum Finance (MUTM) is building a lending system that will combine Peer-to-Contract (P2C) and Peer-to-Peer (P2P) models. The P2C side will handle large assets like ETH and USDT. These will be stored in audited smart contract pools. Lenders will receive mtTokens, one for each token they deposit. These mtTokens will earn yield and can also be used as collateral for other loans. The P2P side will handle smaller or more volatile tokens such as meme coins. Each loan will be isolated, so risks remain controlled. This setup will allow lenders to choose between stable or high-yield opportunities. Borrowers will use a Stable Interest Rate Model that locks their borrowing cost at the start. This will protect them from rate swings and keep repayment predictable. The protocol will also introduce Enhanced Collateral Efficiency, allowing correlated assets such as stablecoins to increase borrowing power. The upcoming Sepolia Testnet V1, expected in Q4 2025, will include core modules like the Liquidity Pool, mtToken framework, Debt Tokens, and the Liquidator Bot. Together, these components will form a complete ecosystem for decentralized lending. Why 1,200% gains look real Four core mechanisms are expected to drive long-term demand for Mutuum Finance (MUTM). Each one adds a new layer of value, creating steady buy pressure as usage expands. The first engine will be the buyback and staking reward system. Part of the platform’s revenue will go into buying MUTM from the open market. These purchased tokens will then be sent as rewards to mtToken stakers. Every time platform activity grows, more MUTM will be bought and distributed. As transaction volume increases, the system will keep rewarding users, adding continuous buy demand. Next comes the beta launch and Layer-2 expansion. Once the presale ends, Mutuum Finance (MUTM) will roll out its beta version alongside Layer-2 integration. This will allow faster, cheaper transactions, attracting retail users and institutional funds. More users borrowing and lending will mean more fees, which again fuel buybacks and staking rewards. This creates a repeating cycle of utility and growth. Another demand driver will be the Reserve Factor and liquidation revenue. Each loan will send a small share of borrower interest to the Reserve Pool. When liquidations occur, penalties will add more capital. This treasury will be used to fund incentives, stability tools, and additional buybacks. Over time, it will grow as a major engine of sustainability. Finally, major exchange listings will boost visibility and liquidity. When tokens like MUTM appear on exchanges such as Binance or MEXC, investor exposure increases fast. With real lending activity behind it, listing demand tends to reprice the token upward. Analysts expect this phase to bring the biggest jump once public trading starts. When all these factors combine—buybacks, staking rewards, growing treasury, and exchange liquidity—the result is a strong upward cycle. Each new user and every new loan adds pressure on the token supply while raising market awareness. That’s how the projected 1,200% gain becomes more than just talk—it becomes a natural outcome of the model. For instance, someone who bought MUTM in Phase 1 early and at $0.01 is already up 250% in value gain at $0.035. That same purchaser would be up more than 12x at the next price level, which is close to $0.42. For people who sign up now, this presale is one of the last chances to get a deal on tokens before they go up by 15%. Mutuum Finance (MUTM) is different from other DeFi tokens because it works in the real world and has strong audit support. This project is getting attention from both individual users and big investors because Phase 6 is almost over, and the next step is set at $0.040. Since crypto prices aren’t going anywhere right now, smart buyers are getting ready for the next big thing. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance The post $0.035 entry sparks rush as analysts predict 1,200% gains with 15% jump imminent appeared first on Invezz
